Topic > Health Insurance Policy in the United States

Over the past year, as in previous years, we have seen a steady increase in premiums if you have had health insurance. In fact, just over 3.2 million Americans have lost coverage or simply had to pay too high a price to be able to afford to pay the premiums. As the GOP continues its efforts to weaken and repeal Obamacare, you can expect this trend to continue. Now, at the end of the 2017 calendar year, we didn't see an uninsured spike like months before, which was good news. We are finding, however, that approximately 12% of adults nationwide now do not have adequate health coverage for themselves. Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get an Original Essay Now we haven't kept tabs on who has or hasn't had health insurance over the years. We began tracking such recession statistics in 2008. And 2017 showed the sharpest decline in insured people since 2008. Now, as we said earlier in our post, more than 12% of American adults have no health insurance , including mainly adults with insurance coverage. 25 years old, African Americans, Hispanics and low-income people for the simple fact that they are priced too high. The drops in coverage would lead one to believe that they go hand in hand with the fact that this is the first year that Americans have been required to have health insurance or be forced to pay the tax penalty. It was the first year that coverage was available from individual health plans sold on the Obamacare marketplace. The uninsured rate before Obamacare went on sale for calendar year 2014 was about 18 percent for adults. When Obamacare took effect in January 2014, we saw uninsured rates drop to 13.4%. Fast forward to the end of 2016 and we're down to 10.9%. Over the past three years, starting in 2014, about 20 million people have gained health insurance coverage through the Affordable Care Act. But that hasn't been limited to just exchange plans, it's also expanded Medicaid benefits in most of states to low-income people. When Trump was sworn in, people started going uninsured. His administration has continually held back from promoting anything to do with Obamacare while consistently discussing it publicly. They are continually working to move and repeal everything that was put in place by Obamacare. At the moment it remains to be seen whether it will be for better or worse. Repeal efforts have so far failed, but many have become concerned about what penalties may or may not be forthcoming and how much their premiums will increase? Many are abandoning their policies, due to rising costs and uncertainty about what the future holds. Another main reason why we have seen health insurance shortages is due to the fact that many major health insurers have stopped selling Obamacare on the exchange which has led to fewer options for individuals and increased premiums due to demand. and the offer. All in all we can expect more people to lose insurance coverage due to the tax bill recently passed by Congress that gutted Obamacare and estimates that another 13 million or so people could potentially be uninsured over the next decade. Although some analysts expect it to be much lower. Be sure to exhaust all sizes when purchasing coverage for you and your family. Do your due diligence and research what options and plans might.