SECTOR-1 (BANKING AND FINANCIAL INDUSTRY SECTOR) INDUSTRY ANALYSIS: INTRODUCTION: The Indian Banking and Financial Services sector is strong and robust among the world economies. In previous years, financial markets have witnessed a significant deepening and broadening of services with the introduction of new tools and products in banking, capital markets and insurance. Insurance sector: The life insurance sector collected new business premiums of Rs 11,742.7 crore ($1.92 billion) for April-May 2013, according to data from the Insurance Regulatory and Development Authority. Life insurers collected Rs 1,07,010.7 crore ($17.47 billion) in new premiums for the financial year ended March 2013. Banking Services: According to 'Quarterly Deposits and Credit Statistics of Scheduled Commercial Banks " of the RBI, March 2013, the nationalized banks accounted for 52.4% of the total deposits, while SBI and its associates accounted for 22%. The share of old private sector banks, new private sector banks, foreign banks and regional rural banks in aggregate deposits was 5.1%, 13.6%, 4% and 2.9%, respectively. Nationalized banks accounted for the highest share (51% in total gross banking). credit followed by State Bank of India and Associates (22.7%) and New Private Sector Banks (14%). Foreign banks (4.9%), old private sector banks (5%) and regional rural banks (2.5%). The Mutual Fund Industry in India India's asset management companies registered a growth of 0.7% in August 2013, with average assets under management of Rs 7.66. lakh crore (USD 125.10 billion). Private Equity, Mergers & Acquisitions in India Private equity (PE) and venture capital (VC) firms have remained bullish on the Indian services and consumer goods sector. Investments in PE and VC… middle of the paper… the company's net worth has shown a continuous upward and downward trend. The return of long-term funds shows an increasing trend. In payout ratios, the company's dividend payout ratio was approximately similar until 2011, then a decline is observed until 2013. In the leverage ratio, a sudden decrease is observed in 2011 which increases in 2012. and once again shows a slight decline. It is also high compared to the ideal ratio which is 2:1, so the company should focus more on equity rather than debt. In per share ratios, the company's EPS and DPS show an increase from 2009 to 2013, which is good. The book value of EPS shows a downward and upward movement. CONCLUSION: From the above table and interpretation it can be observed that the company has improved a lot and achieved good performance in 2012, which is maintained in 2013 as well. So it could be an improved investment option.